Why you should get your credit / debit card EMV (Chip and Pin) enabled...

The simple answer? Because the RBI wants you to do it :) The complex answer? Read on.. EMV stands for Europay, MasterCard and Visa, and is a standard for embedding integrated circuit chips in credit and debit cards, and...
Best Way To Use Amex Points

Convert Large Credit Card Statements into Monthly EMIs at 0% Interest

While you should always strive to pay off your credit card dues in full month-on-month, there are times when your card’s statement size might go over the top – maybe because you spent a...
Why do we Enter a CVV2 Number during Online Transactions?

Why do we Enter a CVV2 Number during Online Transactions?

If you’ve read our earlier post about the mathematical formula that all card numbers conform to, then you must have understood by now that it is possible and very easy to generate valid card numbers, its a no...
SBI Card Prime

Validate your Credit / Debit Card’s Number

This is a fun thing to know: All credit and debit card numbers conform to a mathematical formula. Yes, they are not random! Surprised? Test it out now: Take out your debit or credit card and...
Difference between Card Present and Card Not Present Transactions

Difference between Card Present and Card Not Present Transactions

When you pay using your credit or debit card, you need to facilitate either one of these type of transactions: Card Present (CP) Transaction Card Not Present (CNP) Transaction The difference between the two is pretty simple,...
best way to use amex points

Free Airport Lounge Access in India on Visa Cards

Visa has an amazing free airport lounge access program for India and here is the comprehensive list of credit cards with which you can get free complimentary airport lounge access. Bank Debit Card/Credit...
hdfc regalia credit card

HDFC Regalia Credit Card Review, Features & Offers

HDFC Regalia credit card is one of the best credit cards the bank has to offer, the card is not only a great rewards card, it also offers plethora of travel benefits and lifestyle...
sbi signature card

SBI Signature Card, Review, Benefits and Offers

SBI Visa Signature credit card is not only a great rewards credit card, it is an amazing travel credit card which offers plethora of benefits and offers for the frequent travelers and the international...
SBI Card Prime

SBI Card Prime (SBI Platinum Credit Card) Review, Benefits & Offers

SBI platinum credit card is now called SBI Card prime or SBI prime card, is another great general rewards credit card from State Bank of India which offers good reward points on shopping through...